top of page
Sky

Senior Enlisted Leaders Make Case for BAH Reform

In a landmark call for change, the senior enlisted leaders of the U.S. military services are urging lawmakers to revamp the Basic Allowance for Housing (BAH), signaling a significant shift in how the military addresses the housing needs of its service members. As the nation's newest military branch, the Space Force, joins the chorus advocating for reform, the spotlight is now on Congress to reconsider the current BAH structure.


US Military senior leaders sitting at a table during their Congressional hearing
Senior Enlisted Leader Panel at their Congressional hearing

Understanding the BAH Landscape:

BAH, designed to cover 95 percent of a service member’s monthly living expenses, underwent a transformation in 2015, with Congress authorizing a formula that was gradually implemented over time. However, a critical aspect of this formula, a 5 percent reduction from 100 percent to 95 percent, has been a point of contention. According to a Government Accountability Office report, this cut cost service members between $816 and $1,776 per year in 2020, a figure that has only escalated, reaching $879-$1,859 according to a recent Air & Space Forces Magazine analysis using 2024 BAH rates.

Chief Master Sergeant of the Air Force JoAnne S. Bass emphasized the tangible impact of this reduction during a recent House Armed Services quality of life panel. Removing this cut, she argued, would not only serve as a financial boon for service members but also align with the commitment to prioritize their well-being.


The Case for BAH Reform:

At the forefront of the reform discussion is the plea to eliminate the 5 percent reduction, effectively ensuring that service members receive the full BAH entitlement. Colloquially referred to as a "no-brainer" by Chief Master Sergeant Bass, this proposed change holds the potential to inject financial relief into the pockets of service members who dedicate their lives to the defense of the nation.


Retired Air Force Brigadier General Rep. Don Bacon, the panel chair, acknowledged the urgency of the matter while cautioning that reform might take time. "We may not be able to do it in one fell swoop, but we’re going to try to chip away at this and get it done," said Bacon. "Because I think it’s just a terrible mistake."



Beyond the Numbers:

The reform conversation extends beyond the financial implications, delving into the intricacies of housing standards and the overarching "value proposition" the military offers its enlisted corps. Chief Master Sergeant of the Space Force John F. Bentivegna raised concerns about the "anchor points" or housing standards used to set BAH for each pay grade.


In particular, Bentivegna highlighted that the standards, such as considering a two-bedroom townhouse for an E-5 with dependents, might not align with the expectations of today’s Guardians and Airmen. "99 percent of enlisted men and women who have families do not [rate] a single-family home," added Bentivegna, pointing out that current standards consider only E-9s for such accommodations. This discussion prompts a broader reflection on how the military values the service and commitment of its enlisted members.


Chief Master Sergeant Bass has previously advocated for a holistic reassessment of BAH, overseas housing allowances, and overseas cost-of-living adjustments (COLA). She stressed the need to move beyond traditional survey-based assessments, exploring modern and more effective methods to evaluate the evolving housing needs of military personnel.


The Dormitory Dilemma:

The reform dialogue also extends to the living conditions of single Airmen and Guardians, particularly focusing on the need for better housing solutions. Chief Master Sergeants Bass and Bentivegna called for long-term, consistent funding and a dedicated strategy for updating dormitories.


Responding to a GAO report critiquing the Department of the Air Force’s oversight of dormitories, the senior leaders defended their commitment to ensuring satisfactory living conditions. However, they acknowledged the challenges posed by aging facilities, emphasizing the need for substantial investment in Facilities Sustainment, Restoration, and Modernization (FSRM).


Chief Master Sergeant Bass highlighted the historical underfunding of FSRM, stating, "Most of our infrastructure is like antiques, built in the 1950s, ’60s, and ’70s." The commitment to invest $1.1 billion in dorms over the next five years demonstrates a step toward addressing these challenges, but the importance of a stable budget for long-term modernization planning cannot be overstated.


The Road Ahead:

As the reform discourse gains momentum, the collective efforts of lawmakers, military leadership, and service members themselves will play a pivotal role in shaping the future of military housing. The focus is not only on rectifying immediate financial disparities but also on creating a housing infrastructure that reflects the values and expectations of the modern military.


In conclusion, the call for BAH reform marks a turning point in how the military addresses the housing needs of its personnel. It is a call not just for financial fairness but for a fundamental reevaluation of the value placed on the living conditions and well-being of those who dedicate their lives to safeguarding the nation. The road ahead may be challenging, but the commitment to this cause is a testament to the dedication of leaders and lawmakers to ensure that the military provides the best possible support to its service members.

 

Beginners guide to the stock market.jpg

Our 
Story

Get to Know Us

Welcome to the Tactical Wallet, where wealth-building expertise meets a deep commitment to serving those who have served us. We pride ourselves on being your trusted partner on the journey to financial success. With a keen focus on wealth accumulation and smart investment strategies, we're here to empower you with the knowledge and tools you need to secure your financial future. What sets us apart is our unwavering dedication to supporting our military veterans, translating complex financial concepts into actionable advice tailored to your unique needs. With battle-tested wisdom, our financial experts stand ready to steer you through the intricate terrain of finance, arming you with confidence and foresight. Embark on this transformative journey with us at the Tactical Wallet, where cutting-edge financial tactics converge with time-honored strategies, molding your wealth while honoring your service.

The Tactical Wallet

This website may contain affiliate links, which means I may earn a commission if you click on a link and make a purchase. This comes at no additional cost to you. Rest assured, any products or services I recommend are based on their quality and relevance to my audience. Your support through these links helps sustain the website's content and is greatly appreciated.

bottom of page